In 2025, the choice between a new and used car is more nuanced than ever. While the market is influenced by factors such as tariffs, inflation and poor availability, those who need to buy are above all looking for convenience, reliability and quick access to the vehicle.
Advantages of the new car
Technically cutting-edge: new cars offer ADAS systems, modern infotainment, electrified engines and government incentives, as well as high efficiency and easy access to limited traffic zones and environmental benefits. That is, they offer complete technology, comfort and a “green pass”
- Warranty and predictable maintenance: generally covered by manufacturers and often extendable up to 7 years; reduced initial maintenance costs
- Advantageous financing: lower rates (APR) than used cars, with the same credit profile
- Time-limited promotions: with rates, incentives or discounts from dealers, it can be the right opportunity to buy; but be careful: only if you act promptly
Why is used still a very good choice?
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Price and depreciation: a well-maintained used car costs on average 30-40% less than a new one, eliminating the bulk of the initial depreciation.
- Furthermore, buying a 3-5 year old car allows you to avoid the most intense phase of devaluation
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Overall savings:
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Cheaper insurance and road tax thanks to the reduced value of the vehicle
- A used car can offer more optional extras at a similar budget than a new basic one
- Furthermore, it is ready immediately and does not require waiting times for delivery.
- Wide choice: the used market offers models that are no longer produced, special colours and versions “premium” that are difficult to obtain on a new vehicle.
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Ustoychivosty: giving new life to an existing vehicle reduces the environmental footprint linked to production.
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Certified Used (CPO): offers additional warranties, rigorous checks and can be financed with relatively good rates, especially when it comes to recent models.
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The picture of the 2025: what changes compared to the past? -
- Used car prices on the rise: at the beginning of 2025, a used car of about three years old cost on average $30,500 (+2.3% per year), reducing the gap with the new one to about $17,000
- Risk of price increases on new cars: tariffs (customs duties) push prices upwards; Some recommend taking advantage of current promotions because future ones may disappear,
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Advice from financial experts:
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Dave Ramsey suggests avoiding buying new cars with financing, preferring to buy used ones with cash, to avoid depreciation and financial costs
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Edmunds reminds that, although used cars offer savings, it is important to avoid common mistakes such as not doing inspections, ignoring the vehicle’s history or focusing only on the monthly payment
Conclusion: new or used?
When to choose a new car (more suitable if):
You have a stable budget for financing, insurance and want the latest generation technology.
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- You will drive long term (over 5 years) and want customization and reliability.
- You have incentives, promotions or low availability of used cars.
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When to opt for used cars (3-5 years):
- You want to avoid the large initial depreciation and save compared to new cars.
- You need a car that is immediately available or with more options for your budget.
- You want lower insurance premiums and road tax, and perhaps make a more sustainable choice.
- You opt for the certified market for greater security.
In this case: there is no universal answer — the right choice depends on:
- overall budget and payment method
- technological and customization needs
- expected usage times
- tolerance for devaluation.
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Источник: link-motors.com - tolerance for devaluation.
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